$1,279,000
 $6,866 est/mo Sourced by Back At You

526 20th Ave,INDIAN ROCKS BEACH, FL 33785

INDIAN ROCKS BEACH, FL 33785

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Description

Virtually Staged. Experience the pinnacle of waterfront living at 526 20th Ave, a rare Intracoastal gem tucked away at the quiet end of a cul-de-sac in one of Indian Rocks Beach's most desirable enclaves. This property offers a unique "choose your own adventure" opportunity: move into the beautifully updated bungalow and enjoy the views immediately, or execute tentatively approved plans to nearly double your living space. Indian Rocks Beach offers the perfect blend of relaxed "Old Florida" charm and upscale coastal living. Just a short stroll from your front door are the pristine white sands of the Gulf of Mexico, breathtaking sunsets, eclectic boutiques, and award-winning local dining. Enjoy a walkable lifestyle in a close-knit beach community known for its laid-back atmosphere and strong vacation appeal. Unlike narrow finger canals, this property sits directly on the open Intracoastal Waterway with expansive north and south water views. Enjoy direct Gulf access from your backyard, ideal for sunset cruises or deep-sea fishing. A private 10,000-lb boat lift keeps your vessel secure and ready at a moment's notice. Watch dolphins and manatees from your backyard or relax in the hot tub while enjoying the annual holiday boat parade and local regattas. Nearly every room in the home captures magnificent unobstructed water views. The single-level interior has been meticulously updated for effortless, low-maintenance living. The gourmet kitchen features a 9-foot quartz island, soft-close cabinetry, and a new 8-foot impact-resistant picture window. Premium JennAir induction cooktop and dishwasher are complemented by an LG refrigerator and microwave. Every bathroom has been completely remodeled with sophisticated finishes and contemporary vanities. Durable luxury vinyl plank flooring throughout provides true "no-stairs, no-stress" living. Step outside to a newly paved waterfront deck and adjustable louvered pergola designed for the perfect balance of sun and shade. Hurricane-impact windows throughout provide peace of mind, energy efficiency, and storm protection. This property also offers exceptional flexibility and investment potential. The city has tentatively approved plans for an attached ADU expansion adding nearly 1,700 additional square feet plus a two-car garage without removing the existing structure. Preliminary floor plans and elevations are included in the photos. With designer upgrades, a private boat lift, and a premier waterfront location, this home is ideally suited as a luxury primary residence, vacation retreat, or high-performing short-term rental opportunity. No HOA fees, favorable Pinellas County taxes, and a peaceful setting surrounded by multi-million-dollar homes complete this extraordinary waterfront offering.

Details

MLS #TB8510307
Listing TypeFor Sale
StyleHouse
Sub-TypeFor-sale
StatusActive
Year1960
Days On Site122
Listing Provided ByLPT REALTY, LLC | Robert Mitchell II

Features

Bed(s)2
Bath(s) 2 Total
SQ Feet1,107
Garage1
Story(s)1
Acreage0.14
Water FrontYes
Property ViewWater

Taxes

Property5554

Area Information

StateFL
CountyPinellas
CityINDIAN ROCKS BEACH
Zip Code33785
Area33785 Indian Rocks Bch | Belleair Bch | Indian Shores
Community NameINDIAN BEACH RE REVISED 15TH ADD
Listing VS Median (in INDIAN BEACH RE REVISED 15TH ADD)
Price:
$1,279,000
low | high
Med:
$1,279,000
50% of Average
sqft:
1,107
low | high
Med:
1,107
50% of Average
$ / sqft:
$1,155
low | high
Med:
$1,155
50% of Average
On site:
122
low | high
Med:
122
100% of Average
Sourced by Back At You

Market Activity 33785

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 Listings courtesy of Stellar MLS as distributed by MLS GRID.Based on information submitted to the MLS GRID as of September 19, 2026 at 6:15:08 AM PDT All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. “The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

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Learn More About This Property

StateFL
CountyPinellas
CityINDIAN ROCKS BEACH
Zip Code33785
Area33785 Indian Rocks Bch | Belleair Bch | Indian Shores
Community NameINDIAN BEACH RE REVISED 15TH ADD
Listing VS Median (in INDIAN BEACH RE REVISED 15TH ADD)
Price:
$1,279,000
low | high
Med:
$1,279,000
50% of Average
sqft:
1,107
low | high
Med:
1,107
50% of Average
$ / sqft:
$1,155
low | high
Med:
$1,155
50% of Average
On site:
122
low | high
Med:
122
100% of Average
Sourced by Back At You
Listing Updated: September 1, 2026 at 10:33:36 AM PDT